A Comparative Study of Non Performing Assets in Indian Banking Industry

Authors

  • Pacha Malyadri GOVERNMENT DEGREE COLLEGE OSMANIA UNIVERSITY
  • S. Sirisha Institute of Technology and Management, Warangal, Andhra Pradesh, India

Keywords:

old private sector banks, new private sector banks, credit risk

Abstract

The Indian banking system has undergone significant transformation following financial sector reforms. It is adopting international best practices with a vision to strengthen the banking sector. Several prudential and provisioning norms have been introduced, and these are pressurizing banks to improve efficiency and trim down NPAs to improve the financial health in the banking system. In the background of these developments, this study strives to examine the state of affair of the Non performing Assets (NPAs) of the public sector banks and private sector banks in India with special reference to weaker sections. The study is based on the secondary data retrieved from Report on Trend and Progress of Banking in India. The scope of the study is limited to the analysis of NPAs of the public sector banks and private sector banks NPAs pertaining to only weaker sections for the period seven (7) years i.e. from 2004-2010. It examines trend of NPAs in weaker sections in both public sector and private sector banks .The data has been analyzed by statistical tools such as percentages and Compound Annual Growth Rate (CAGR). The study observed that the public sector banks have achieved a greater penetration compared to the private sector banks vis-à-vis the weaker sections.

Author Biographies

Pacha Malyadri, GOVERNMENT DEGREE COLLEGE OSMANIA UNIVERSITY

DEPARTMENT OF COMMERCE

PRINCIPAL

S. Sirisha, Institute of Technology and Management, Warangal, Andhra Pradesh, India

M.Com. MBA

FACULTY MEMBER

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Published

2011-10-15

How to Cite

Malyadri, P., & Sirisha, S. (2011). A Comparative Study of Non Performing Assets in Indian Banking Industry. International Journal of Economic Practices and Theories, 1(2), 77-87. Retrieved from http://ijept.eu/index.php/ijept/article/view/15

Issue

Vol. 1 No. 2 (2011)

Section

Articles

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