BERRICHE, A.; SALERNO, F.; CALCIU, M. Mediating Effects of Decisional Balance in the Transtheoretical Model of Change for Customers who Mismanage their Money. International Journal of Economic Practices and Theories, [S. l.], v. 4, n. 5, p. 585-595, 2014. Disponível em: http://ijept.eu/index.php/ijept/article/view/Mediating_Effects_of_Decisional_Balance_in_the_Transtheoretica. Acesso em: 27 apr. 2025.